Call reports 2024
MANUFACTURERS BANK & TRUST COMPANY — 2024
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 763,558,000 | 769,394,000 | 747,461,000 | 747,318,000 |
| Total loans | 540,785,000 | 532,307,000 | 531,647,000 | 534,463,000 |
| Allowance for loan losses | 6,209,000 | 6,359,000 | 6,422,000 | 6,847,000 |
| Securities available for sale | 171,115,000 | 161,612,000 | 163,519,000 | 151,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,420,000 | 664,396,000 | 621,085,000 | 637,467,000 |
| Interest-bearing deposits | 508,680,000 | 499,225,000 | 489,825,000 | 514,749,000 |
| Noninterest-bearing deposits | 123,740,000 | 165,171,000 | 131,260,000 | 122,718,000 |
| Equity capital | 61,345,000 | 61,153,000 | 70,208,000 | 69,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,588,000 | 17,438,000 | 26,487,000 | 35,381,000 |
| Interest expense | 3,505,000 | 7,179,000 | 10,839,000 | 14,493,000 |
| Net interest income | 5,083,000 | 10,259,000 | 15,648,000 | 20,888,000 |
| Noninterest income | 1,271,000 | 2,603,000 | 4,256,000 | 5,662,000 |
| Noninterest expense | 4,601,000 | 9,222,000 | 14,029,000 | 18,528,000 |
| Provision for loan losses | 161,000 | 311,000 | 469,000 | 921,000 |
| Pretax income | 1,638,000 | 3,375,000 | 5,460,000 | 7,161,000 |
| Income tax | 38,000 | 73,000 | 117,000 | 156,000 |
| Net income | 1,600,000 | 3,302,000 | 5,343,000 | 7,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,211,000 | 65,435,000 | 69,747,000 | 71,003,000 |
| Total capital | 71,475,000 | 71,849,000 | 76,216,000 | 77,895,000 |
| Risk-weighted assets | 600,373,000 | 597,346,000 | 585,790,000 | 592,133,000 |