Call reports 2023
MANUFACTURERS BANK & TRUST COMPANY — 2023
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 748,055,000 | 744,141,000 | 743,497,000 | 775,412,000 |
| Total loans | 497,435,000 | 498,484,000 | 513,228,000 | 540,828,000 |
| Allowance for loan losses | 5,800,000 | 5,890,000 | 5,902,000 | 6,048,000 |
| Securities available for sale | 197,071,000 | 184,681,000 | 174,640,000 | 176,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,353,000 | 645,211,000 | 611,204,000 | 618,228,000 |
| Interest-bearing deposits | 493,083,000 | 470,262,000 | 463,317,000 | 477,954,000 |
| Noninterest-bearing deposits | 175,270,000 | 174,949,000 | 147,887,000 | 140,274,000 |
| Equity capital | 54,653,000 | 53,901,000 | 53,677,000 | 61,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,955,000 | 14,413,000 | 22,142,000 | 30,433,000 |
| Interest expense | 1,484,000 | 3,303,000 | 5,748,000 | 8,823,000 |
| Net interest income | 5,471,000 | 11,110,000 | 16,394,000 | 21,610,000 |
| Noninterest income | 1,107,000 | 2,327,000 | 3,546,000 | 4,893,000 |
| Noninterest expense | 4,595,000 | 9,113,000 | 13,679,000 | 18,323,000 |
| Provision for loan losses | 120,000 | 240,000 | 252,000 | 414,000 |
| Pretax income | 1,723,000 | 3,944,000 | 5,761,000 | 7,769,000 |
| Income tax | 20,000 | 35,000 | 50,000 | 65,000 |
| Net income | 1,703,000 | 3,909,000 | 5,711,000 | 7,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,234,000 | 60,243,000 | 63,854,000 | 64,936,000 |
| Total capital | 65,034,000 | 66,133,000 | 69,864,000 | 71,050,000 |
| Risk-weighted assets | 602,062,000 | 601,527,000 | 615,806,000 | 607,361,000 |