Call reports 2022
MANUFACTURERS BANK & TRUST COMPANY — 2022
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 709,076,000 | 736,962,000 | 736,285,000 | 762,741,000 |
| Total loans | 435,606,000 | 435,264,000 | 466,165,000 | 497,424,000 |
| Allowance for loan losses | 5,162,000 | 5,316,000 | 5,463,000 | 5,688,000 |
| Securities available for sale | 205,974,000 | 201,532,000 | 198,583,000 | 208,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,169,000 | 656,566,000 | 664,316,000 | 653,561,000 |
| Interest-bearing deposits | 451,625,000 | 492,441,000 | 503,173,000 | 472,486,000 |
| Noninterest-bearing deposits | 169,544,000 | 164,125,000 | 161,143,000 | 181,075,000 |
| Equity capital | 57,699,000 | 53,284,000 | 47,740,000 | 51,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,472,000 | 11,230,000 | 17,368,000 | 23,947,000 |
| Interest expense | 218,000 | 469,000 | 890,000 | 1,818,000 |
| Net interest income | 5,254,000 | 10,761,000 | 16,478,000 | 22,129,000 |
| Noninterest income | 956,000 | 2,162,000 | 3,334,000 | 4,578,000 |
| Noninterest expense | 4,133,000 | 8,507,000 | 12,968,000 | 17,484,000 |
| Provision for loan losses | 155,000 | 310,000 | 454,000 | 699,000 |
| Pretax income | 1,983,000 | 4,176,000 | 6,458,000 | 8,547,000 |
| Income tax | 74,000 | 156,000 | 231,000 | 293,000 |
| Net income | 1,909,000 | 4,020,000 | 6,227,000 | 8,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,068,000 | 56,711,000 | 57,507,000 | 58,104,000 |
| Total capital | 61,230,000 | 62,027,000 | 62,970,000 | 63,792,000 |
| Risk-weighted assets | 548,411,000 | 571,257,000 | 594,327,000 | 617,568,000 |