Call reports 2021
MANUFACTURERS BANK & TRUST COMPANY — 2021
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 435,350,000 | 442,719,000 | 705,318,000 | 690,030,000 |
| Total loans | 278,719,000 | 273,140,000 | 396,796,000 | 413,966,000 |
| Allowance for loan losses | 4,379,000 | 4,396,000 | 4,397,000 | 5,004,000 |
| Securities available for sale | 91,617,000 | 99,503,000 | 154,852,000 | 194,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,870,000 | 348,879,000 | 594,403,000 | 589,638,000 |
| Interest-bearing deposits | 263,937,000 | 273,426,000 | 426,279,000 | 439,807,000 |
| Noninterest-bearing deposits | 77,933,000 | 75,453,000 | 168,124,000 | 149,831,000 |
| Equity capital | 55,928,000 | 57,534,000 | 73,074,000 | 67,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,676,000 | 7,734,000 | 12,408,000 | 17,930,000 |
| Interest expense | 385,000 | 699,000 | 1,003,000 | 1,223,000 |
| Net interest income | 3,291,000 | 7,035,000 | 11,405,000 | 16,707,000 |
| Noninterest income | 1,306,000 | 2,433,000 | 3,585,000 | 4,653,000 |
| Noninterest expense | 2,721,000 | 5,388,000 | 8,468,000 | 12,840,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 695,000 |
| Pretax income | 1,831,000 | 4,005,000 | 6,447,000 | 8,038,000 |
| Income tax | 58,000 | 132,000 | 206,000 | 264,000 |
| Net income | 1,773,000 | 3,873,000 | 6,241,000 | 7,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,498,000 | 55,852,000 | 60,219,000 | 55,563,000 |
| Total capital | — | — | — | 60,567,000 |
| Risk-weighted assets | — | — | — | 531,043,000 |