Call reports 2020
MANUFACTURERS BANK & TRUST COMPANY — 2020
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 369,416,000 | 394,993,000 | 393,420,000 | 417,490,000 |
| Total loans | 280,877,000 | 292,975,000 | 281,763,000 | 285,747,000 |
| Allowance for loan losses | 4,212,000 | 4,092,000 | 4,174,000 | 4,264,000 |
| Securities available for sale | 66,094,000 | 73,220,000 | 77,956,000 | 82,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,793,000 | 302,779,000 | 301,674,000 | 320,720,000 |
| Interest-bearing deposits | 236,251,000 | 240,219,000 | 233,713,000 | 245,929,000 |
| Noninterest-bearing deposits | 52,542,000 | 62,560,000 | 67,961,000 | 74,791,000 |
| Equity capital | 51,851,000 | 54,184,000 | 54,416,000 | 55,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 7,836,000 | 11,699,000 | 15,538,000 |
| Interest expense | 657,000 | 1,261,000 | 1,785,000 | 2,254,000 |
| Net interest income | 3,263,000 | 6,575,000 | 9,914,000 | 13,284,000 |
| Noninterest income | 1,346,000 | 2,613,000 | 3,919,000 | 5,760,000 |
| Noninterest expense | 2,558,000 | 5,127,000 | 7,855,000 | 10,874,000 |
| Provision for loan losses | 80,000 | 170,000 | 260,000 | 350,000 |
| Pretax income | 1,971,000 | 3,891,000 | 5,718,000 | 7,824,000 |
| Income tax | 52,000 | 116,000 | 177,000 | 276,000 |
| Net income | 1,919,000 | 3,775,000 | 5,541,000 | 7,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,330,000 | 52,103,000 | 52,244,000 | 53,490,000 |