Call reports 2019
MANUFACTURERS BANK & TRUST COMPANY — 2019
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 351,059,000 | 363,802,000 | 356,268,000 | 370,704,000 |
| Total loans | 255,576,000 | 263,822,000 | 265,074,000 | 276,424,000 |
| Allowance for loan losses | 3,939,000 | 3,981,000 | 4,057,000 | 4,148,000 |
| Securities available for sale | 71,881,000 | 67,308,000 | 69,294,000 | 66,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,444,000 | 289,473,000 | 281,775,000 | 294,383,000 |
| Interest-bearing deposits | 234,851,000 | 238,924,000 | 229,168,000 | 240,149,000 |
| Noninterest-bearing deposits | 44,593,000 | 50,549,000 | 52,607,000 | 54,234,000 |
| Equity capital | 45,842,000 | 46,762,000 | 48,127,000 | 50,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,429,000 | 11,257,000 | 15,263,000 |
| Interest expense | 621,000 | 1,279,000 | 1,944,000 | 2,618,000 |
| Net interest income | 3,041,000 | 6,150,000 | 9,313,000 | 12,645,000 |
| Noninterest income | 868,000 | 1,791,000 | 3,131,000 | 5,305,000 |
| Noninterest expense | 2,445,000 | 4,953,000 | 7,513,000 | 10,209,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 340,000 |
| Pretax income | 1,419,000 | 2,898,000 | 4,766,000 | 7,401,000 |
| Income tax | 47,000 | 99,000 | 161,000 | 221,000 |
| Net income | 1,372,000 | 2,799,000 | 4,605,000 | 7,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,551,000 | 45,969,000 | 47,234,000 | 49,065,000 |
| Total capital | 49,229,000 | 49,950,000 | 51,291,000 | 53,213,000 |
| Risk-weighted assets | 293,962,000 | 319,942,000 | 333,601,000 | 356,126,000 |