Call reports 2018
MANUFACTURERS BANK & TRUST COMPANY — 2018
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 340,565,000 | 343,539,000 | 338,889,000 | 347,126,000 |
| Total loans | 240,509,000 | 242,580,000 | 244,397,000 | 252,706,000 |
| Allowance for loan losses | 3,896,000 | 3,910,000 | 3,933,000 | 3,974,000 |
| Securities available for sale | 79,106,000 | 79,818,000 | 76,038,000 | 74,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,530,000 | 270,373,000 | 263,013,000 | 277,432,000 |
| Interest-bearing deposits | 222,686,000 | 223,750,000 | 218,383,000 | 229,676,000 |
| Noninterest-bearing deposits | 46,844,000 | 46,623,000 | 44,630,000 | 47,756,000 |
| Equity capital | 41,440,000 | 42,121,000 | 42,522,000 | 43,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,678,000 | 10,153,000 | 13,774,000 |
| Interest expense | 390,000 | 830,000 | 1,328,000 | 1,926,000 |
| Net interest income | 2,852,000 | 5,848,000 | 8,825,000 | 11,848,000 |
| Noninterest income | 827,000 | 1,748,000 | 2,716,000 | 3,667,000 |
| Noninterest expense | 2,466,000 | 4,814,000 | 7,209,000 | 9,568,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,168,000 | 2,692,000 | 4,197,000 | 5,767,000 |
| Income tax | 41,000 | 95,000 | 148,000 | 205,000 |
| Net income | 1,127,000 | 2,597,000 | 4,049,000 | 5,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,136,000 | 42,911,000 | 43,801,000 | 44,533,000 |
| Total capital | 45,674,000 | 46,491,000 | 47,357,000 | 48,182,000 |
| Risk-weighted assets | 282,653,000 | 286,135,000 | 284,104,000 | 291,560,000 |