Call reports 2017
MANUFACTURERS BANK & TRUST COMPANY — 2017
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 320,865,000 | 329,280,000 | 326,736,000 | 335,251,000 |
| Total loans | 221,283,000 | 224,580,000 | 226,908,000 | 235,929,000 |
| Allowance for loan losses | 3,625,000 | 3,702,000 | 3,775,000 | 3,850,000 |
| Securities available for sale | 76,914,000 | 80,151,000 | 81,764,000 | 80,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,769,000 | 264,542,000 | 252,337,000 | 266,334,000 |
| Interest-bearing deposits | 217,235,000 | 224,468,000 | 213,033,000 | 220,551,000 |
| Noninterest-bearing deposits | 42,534,000 | 40,074,000 | 39,304,000 | 45,783,000 |
| Equity capital | 39,810,000 | 41,056,000 | 41,425,000 | 41,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,127,000 | 9,260,000 | 12,464,000 |
| Interest expense | 301,000 | 629,000 | 963,000 | 1,314,000 |
| Net interest income | 2,734,000 | 5,498,000 | 8,297,000 | 11,150,000 |
| Noninterest income | 828,000 | 1,636,000 | 2,493,000 | 3,420,000 |
| Noninterest expense | 2,364,000 | 4,718,000 | 7,006,000 | 9,261,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,123,000 | 2,266,000 | 3,559,000 | 5,009,000 |
| Income tax | 46,000 | 89,000 | 134,000 | 186,000 |
| Net income | 1,077,000 | 2,177,000 | 3,425,000 | 4,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,399,000 | 40,262,000 | 40,755,000 | 41,289,000 |
| Total capital | 42,814,000 | 43,737,000 | 44,221,000 | 44,853,000 |
| Risk-weighted assets | 273,016,000 | 277,802,000 | 276,975,000 | 284,866,000 |