Call reports 2013
MANUFACTURERS BANK & TRUST COMPANY — 2013
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 282,326,000 | 281,633,000 | 275,168,000 | 288,123,000 |
| Total loans | 168,390,000 | 164,575,000 | 165,593,000 | 177,604,000 |
| Allowance for loan losses | 2,949,000 | 2,768,000 | 2,800,000 | 2,701,000 |
| Securities available for sale | 95,299,000 | 89,489,000 | 87,155,000 | 90,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,197,000 | 227,714,000 | 221,621,000 | 217,881,000 |
| Interest-bearing deposits | 195,731,000 | 192,861,000 | 186,249,000 | 185,497,000 |
| Noninterest-bearing deposits | 34,466,000 | 34,853,000 | 35,372,000 | 32,384,000 |
| Equity capital | 32,313,000 | 30,998,000 | 31,583,000 | 32,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,550,000 | 8,286,000 | 11,016,000 |
| Interest expense | 426,000 | 832,000 | 1,218,000 | 1,590,000 |
| Net interest income | 2,320,000 | 4,718,000 | 7,068,000 | 9,426,000 |
| Noninterest income | 881,000 | 1,648,000 | 2,378,000 | 3,064,000 |
| Noninterest expense | 1,962,000 | 3,927,000 | 5,932,000 | 7,803,000 |
| Provision for loan losses | 37,000 | 37,000 | 38,000 | 68,000 |
| Pretax income | 1,202,000 | 2,402,000 | 3,465,000 | 4,608,000 |
| Income tax | 53,000 | 108,000 | 158,000 | 218,000 |
| Net income | 1,149,000 | 2,294,000 | 3,307,000 | 4,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,711,000 | 29,471,000 | 30,015,000 | 30,757,000 |
| Total capital | 31,281,000 | 31,954,000 | 32,313,000 | 33,458,000 |
| Risk-weighted assets | 210,055,000 | 203,258,000 | 207,715,000 | 223,957,000 |