Call reports 2011
MANUFACTURERS BANK & TRUST COMPANY — 2011
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 252,126,000 | 252,754,000 | 256,423,000 | 265,835,000 |
| Total loans | 154,631,000 | 158,407,000 | 162,526,000 | 165,909,000 |
| Allowance for loan losses | 2,989,000 | 3,034,000 | 2,963,000 | 3,028,000 |
| Securities available for sale | 74,611,000 | 80,235,000 | 76,685,000 | 77,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,919,000 | 203,654,000 | 200,645,000 | 214,208,000 |
| Interest-bearing deposits | 181,435,000 | 178,532,000 | 176,195,000 | 185,343,000 |
| Noninterest-bearing deposits | 23,484,000 | 25,122,000 | 24,450,000 | 28,865,000 |
| Equity capital | 25,748,000 | 27,096,000 | 28,625,000 | 29,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,800,000 | 8,745,000 | 11,714,000 |
| Interest expense | 745,000 | 1,460,000 | 2,148,000 | 2,792,000 |
| Net interest income | 2,125,000 | 4,340,000 | 6,597,000 | 8,922,000 |
| Noninterest income | 642,000 | 1,369,000 | 2,028,000 | 2,655,000 |
| Noninterest expense | 1,872,000 | 3,772,000 | 5,547,000 | 7,324,000 |
| Provision for loan losses | 120,000 | 242,000 | 302,000 | 364,000 |
| Pretax income | 775,000 | 1,711,000 | 2,792,000 | 3,905,000 |
| Income tax | 34,000 | 76,000 | 125,000 | 175,000 |
| Net income | 741,000 | 1,635,000 | 2,667,000 | 3,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,472,000 | 24,043,000 | 24,761,000 | 25,604,000 |
| Total capital | 25,812,000 | 26,466,000 | 27,242,000 | 28,215,000 |
| Risk-weighted assets | 185,799,000 | 192,479,000 | 197,473,000 | 207,690,000 |