Call reports 2001
MANUFACTURERS BANK & TRUST COMPANY — 2001
What MANUFACTURERS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 133,740,000 | 138,933,000 | 192,701,000 | 195,697,000 |
| Total loans | 93,585,000 | 97,640,000 | 132,636,000 | 136,302,000 |
| Allowance for loan losses | 1,734,000 | 1,779,000 | 2,316,000 | 2,329,000 |
| Securities available for sale | 34,324,000 | 36,176,000 | 37,683,000 | 38,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,215,000 | 102,372,000 | 151,560,000 | 155,830,000 |
| Interest-bearing deposits | 90,192,000 | 95,300,000 | 137,355,000 | 141,589,000 |
| Noninterest-bearing deposits | 7,023,000 | 7,072,000 | 14,206,000 | 14,241,000 |
| Equity capital | 12,851,000 | 13,060,000 | 18,349,000 | 18,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,136,000 | 7,969,000 | 11,359,000 |
| Interest expense | 1,462,000 | 2,923,000 | 4,424,000 | 6,053,000 |
| Net interest income | 1,065,000 | 2,213,000 | 3,545,000 | 5,306,000 |
| Noninterest income | 348,000 | 695,000 | 1,056,000 | 1,522,000 |
| Noninterest expense | 916,000 | 1,815,000 | 2,824,000 | 4,176,000 |
| Provision for loan losses | 75,000 | 150,000 | 680,000 | 755,000 |
| Pretax income | 422,000 | 943,000 | 1,097,000 | 1,897,000 |
| Income tax | 23,000 | 52,000 | 85,000 | 128,000 |
| Net income | 399,000 | 891,000 | 1,012,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,952,000 | 12,049,000 | 13,899,000 | 14,564,000 |
| Total capital | 13,114,000 | 13,289,000 | 15,704,000 | 16,358,000 |
| Risk-weighted assets | 92,426,000 | 98,671,000 | 143,874,000 | 143,011,000 |