Call reports 2020
BANK OF EVERGREEN — 2020
What BANK OF EVERGREEN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,414,000 | 64,433,000 | 63,378,000 | 68,514,000 |
| Total loans | 32,733,000 | 35,996,000 | 34,145,000 | 29,596,000 |
| Allowance for loan losses | 460,000 | 545,000 | 590,000 | 573,000 |
| Securities available for sale | 16,654,000 | 17,247,000 | 19,046,000 | 26,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,117,000 | 55,357,000 | 54,294,000 | 59,366,000 |
| Interest-bearing deposits | 34,755,000 | 34,958,000 | 35,406,000 | 35,665,000 |
| Noninterest-bearing deposits | 17,362,000 | 20,399,000 | 18,887,000 | 23,702,000 |
| Equity capital | 8,099,000 | 8,899,000 | 8,929,000 | 9,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,227,000 | 1,812,000 | 2,365,000 |
| Interest expense | 89,000 | 177,000 | 259,000 | 331,000 |
| Net interest income | 546,000 | 1,050,000 | 1,553,000 | 2,034,000 |
| Noninterest income | 88,000 | 194,000 | 280,000 | 396,000 |
| Noninterest expense | 433,000 | 871,000 | 1,361,000 | 1,828,000 |
| Provision for loan losses | 85,000 | 174,000 | 250,000 | 295,000 |
| Pretax income | 117,000 | 200,000 | 224,000 | 309,000 |
| Income tax | 28,000 | 41,000 | 43,000 | -36,000 |
| Net income | 89,000 | 159,000 | 181,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,306,000 | 8,357,000 | 8,378,000 | 8,501,000 |