Call reports 2019
BANK OF EVERGREEN — 2019
What BANK OF EVERGREEN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,177,000 | 59,183,000 | 60,379,000 | 62,765,000 |
| Total loans | 37,558,000 | 36,100,000 | 34,845,000 | 34,899,000 |
| Allowance for loan losses | 681,000 | 773,000 | 745,000 | 862,000 |
| Securities available for sale | 14,692,000 | 14,672,000 | 14,286,000 | 16,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,126,000 | 50,751,000 | 51,741,000 | 54,145,000 |
| Interest-bearing deposits | 35,528,000 | 35,296,000 | 34,814,000 | 35,201,000 |
| Noninterest-bearing deposits | 15,598,000 | 15,454,000 | 16,927,000 | 18,943,000 |
| Equity capital | 7,901,000 | 8,180,000 | 8,330,000 | 8,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,329,000 | 1,976,000 | 2,624,000 |
| Interest expense | 79,000 | 163,000 | 251,000 | 340,000 |
| Net interest income | 576,000 | 1,166,000 | 1,725,000 | 2,284,000 |
| Noninterest income | 97,000 | 207,000 | 323,000 | 441,000 |
| Noninterest expense | 432,000 | 886,000 | 1,377,000 | 1,854,000 |
| Provision for loan losses | 70,000 | 145,000 | 220,000 | 365,000 |
| Pretax income | 171,000 | 342,000 | 451,000 | 506,000 |
| Income tax | 43,000 | 90,000 | 116,000 | 81,000 |
| Net income | 128,000 | 252,000 | 335,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,960,000 | 8,065,000 | 8,147,000 | 8,209,000 |
| Total capital | 8,405,000 | 8,491,000 | 8,576,000 | 8,639,000 |
| Risk-weighted assets | 35,369,000 | 33,767,000 | 34,076,000 | 33,984,000 |