Call reports 2018
BANK OF EVERGREEN — 2018
What BANK OF EVERGREEN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,679,000 | 61,336,000 | 60,326,000 | 62,219,000 |
| Total loans | 38,356,000 | 37,467,000 | 37,805,000 | 37,541,000 |
| Allowance for loan losses | 454,000 | 541,000 | 559,000 | 619,000 |
| Securities available for sale | 15,314,000 | 14,919,000 | 14,617,000 | 14,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,326,000 | 53,942,000 | 52,831,000 | 54,512,000 |
| Interest-bearing deposits | 39,301,000 | 38,260,000 | 37,979,000 | 36,077,000 |
| Noninterest-bearing deposits | 15,025,000 | 15,681,000 | 14,851,000 | 18,434,000 |
| Equity capital | 7,242,000 | 7,265,000 | 7,323,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,361,000 | 2,044,000 | 2,721,000 |
| Interest expense | 79,000 | 160,000 | 241,000 | 326,000 |
| Net interest income | 606,000 | 1,201,000 | 1,803,000 | 2,395,000 |
| Noninterest income | 29,000 | 107,000 | 194,000 | 295,000 |
| Noninterest expense | 458,000 | 909,000 | 1,361,000 | 1,812,000 |
| Provision for loan losses | 126,000 | 250,000 | 350,000 | 410,000 |
| Pretax income | 51,000 | 149,000 | 286,000 | 468,000 |
| Income tax | 23,000 | 47,000 | 83,000 | 73,000 |
| Net income | 28,000 | 102,000 | 203,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,978,000 | 7,558,000 | 7,660,000 | 7,832,000 |
| Total capital | 7,432,000 | 8,001,000 | 8,103,000 | 8,278,000 |
| Risk-weighted assets | 36,396,000 | 35,375,000 | 35,385,000 | 35,509,000 |