Call reports 2017
BANK OF EVERGREEN — 2017
What BANK OF EVERGREEN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,435,000 | 62,398,000 | 61,241,000 | 62,917,000 |
| Total loans | 37,505,000 | 40,130,000 | 39,043,000 | 39,717,000 |
| Allowance for loan losses | 856,000 | 914,000 | 609,000 | 573,000 |
| Securities available for sale | 17,465,000 | 16,974,000 | 16,412,000 | 15,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,209,000 | 54,893,000 | 53,585,000 | 55,366,000 |
| Interest-bearing deposits | 41,352,000 | 40,162,000 | 39,700,000 | 40,193,000 |
| Noninterest-bearing deposits | 12,857,000 | 14,731,000 | 13,885,000 | 15,174,000 |
| Equity capital | 6,999,000 | 7,335,000 | 7,457,000 | 7,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,429,000 | 2,147,000 | 2,874,000 |
| Interest expense | 79,000 | 160,000 | 242,000 | 324,000 |
| Net interest income | 621,000 | 1,269,000 | 1,905,000 | 2,550,000 |
| Noninterest income | 106,000 | 204,000 | 295,000 | 386,000 |
| Noninterest expense | 433,000 | 861,000 | 1,298,000 | 1,735,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 234,000 | 493,000 | 726,000 | 865,000 |
| Income tax | 83,000 | 153,000 | 236,000 | 271,000 |
| Net income | 151,000 | 340,000 | 490,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,079,000 | 7,269,000 | 7,398,000 | 7,477,000 |
| Total capital | 7,520,000 | 7,742,000 | 7,863,000 | 7,947,000 |
| Risk-weighted assets | 34,906,000 | 37,472,000 | 37,127,000 | 37,509,000 |