Call reports 2016
BANK OF EVERGREEN — 2016
What BANK OF EVERGREEN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,096,000 | 58,952,000 | 61,146,000 | 63,783,000 |
| Total loans | 40,408,000 | 41,113,000 | 40,841,000 | 40,101,000 |
| Allowance for loan losses | 721,000 | 784,000 | 752,000 | 794,000 |
| Securities available for sale | 13,661,000 | 13,375,000 | 14,524,000 | 16,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,252,000 | 51,783,000 | 53,901,000 | 56,828,000 |
| Interest-bearing deposits | 39,874,000 | 39,814,000 | 41,873,000 | 42,190,000 |
| Noninterest-bearing deposits | 13,378,000 | 11,969,000 | 12,027,000 | 14,638,000 |
| Equity capital | 6,611,000 | 6,934,000 | 6,991,000 | 6,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,466,000 | 2,200,000 | 2,938,000 |
| Interest expense | 78,000 | 156,000 | 236,000 | 317,000 |
| Net interest income | 646,000 | 1,310,000 | 1,964,000 | 2,621,000 |
| Noninterest income | 93,000 | 175,000 | 190,000 | 286,000 |
| Noninterest expense | 397,000 | 802,000 | 1,252,000 | 1,650,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 241,000 |
| Pretax income | 291,000 | 575,000 | 731,000 | 1,025,000 |
| Income tax | 94,000 | 183,000 | 235,000 | 310,000 |
| Net income | 197,000 | 392,000 | 496,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,438,000 | 6,645,000 | 6,729,000 | 6,928,000 |
| Total capital | 6,910,000 | 7,120,000 | 7,201,000 | 7,411,000 |
| Risk-weighted assets | 37,582,000 | 37,691,000 | 37,522,000 | 38,403,000 |