Call reports 2015
BANK OF EVERGREEN — 2015
What BANK OF EVERGREEN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,570,000 | 57,037,000 | 58,827,000 | 63,318,000 |
| Total loans | 36,516,000 | 37,943,000 | 38,828,000 | 40,995,000 |
| Allowance for loan losses | 670,000 | 649,000 | 667,000 | 695,000 |
| Securities available for sale | 16,784,000 | 15,239,000 | 14,466,000 | 15,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,311,000 | 50,921,000 | 52,407,000 | 56,661,000 |
| Interest-bearing deposits | 40,126,000 | 39,652,000 | 40,001,000 | 40,471,000 |
| Noninterest-bearing deposits | 11,186,000 | 11,269,000 | 12,406,000 | 16,191,000 |
| Equity capital | 5,933,000 | 5,962,000 | 6,230,000 | 6,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,358,000 | 2,079,000 | 2,773,000 |
| Interest expense | 76,000 | 153,000 | 229,000 | 308,000 |
| Net interest income | 584,000 | 1,205,000 | 1,850,000 | 2,465,000 |
| Noninterest income | 72,000 | 152,000 | 225,000 | 310,000 |
| Noninterest expense | 389,000 | 784,000 | 1,192,000 | 1,605,000 |
| Provision for loan losses | 60,000 | 85,000 | 160,000 | 210,000 |
| Pretax income | 208,000 | 507,000 | 735,000 | 979,000 |
| Income tax | 50,000 | 132,000 | 171,000 | 292,000 |
| Net income | 158,000 | 375,000 | 564,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,756,000 | 5,952,000 | 6,144,000 | 6,253,000 |
| Total capital | 6,187,000 | 6,392,000 | 6,594,000 | 6,736,000 |
| Risk-weighted assets | 34,315,000 | 35,030,000 | 35,799,000 | 38,430,000 |