Call reports 2014
BANK OF EVERGREEN — 2014
What BANK OF EVERGREEN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,820,000 | 54,411,000 | 54,561,000 | 57,517,000 |
| Total loans | 34,997,000 | 35,932,000 | 35,846,000 | 36,557,000 |
| Allowance for loan losses | 584,000 | 667,000 | 640,000 | 611,000 |
| Securities available for sale | 14,970,000 | 14,975,000 | 14,830,000 | 15,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,489,000 | 48,830,000 | 48,798,000 | 51,505,000 |
| Interest-bearing deposits | 38,710,000 | 38,893,000 | 38,505,000 | 39,334,000 |
| Noninterest-bearing deposits | 9,779,000 | 9,937,000 | 10,292,000 | 12,171,000 |
| Equity capital | 5,205,000 | 5,411,000 | 5,563,000 | 5,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,313,000 | 1,995,000 | 2,683,000 |
| Interest expense | 79,000 | 153,000 | 229,000 | 306,000 |
| Net interest income | 569,000 | 1,160,000 | 1,766,000 | 2,377,000 |
| Noninterest income | 69,000 | 153,000 | 247,000 | 328,000 |
| Noninterest expense | 371,000 | 751,000 | 1,185,000 | 1,593,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 260,000 |
| Pretax income | 209,000 | 414,000 | 571,000 | 825,000 |
| Income tax | 25,000 | 95,000 | 127,000 | 252,000 |
| Net income | 184,000 | 319,000 | 444,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,377,000 | 5,500,000 | 5,606,000 |
| Total capital | 5,686,000 | 5,818,000 | 5,943,000 | 6,062,000 |
| Risk-weighted assets | 34,514,000 | 34,986,000 | 35,209,000 | 36,336,000 |