Call reports 2013
BANK OF EVERGREEN — 2013
What BANK OF EVERGREEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,567,000 | 51,403,000 | 52,362,000 | 56,587,000 |
| Total loans | 32,687,000 | 34,207,000 | 33,860,000 | 36,070,000 |
| Allowance for loan losses | 613,000 | 423,000 | 467,000 | 523,000 |
| Securities available for sale | 13,390,000 | 12,437,000 | 12,342,000 | 14,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,467,000 | 46,397,000 | 47,273,000 | 51,349,000 |
| Interest-bearing deposits | 35,987,000 | 36,396,000 | 36,830,000 | 38,472,000 |
| Noninterest-bearing deposits | 9,479,000 | 10,001,000 | 10,443,000 | 12,878,000 |
| Equity capital | 4,909,000 | 4,793,000 | 4,801,000 | 4,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,244,000 | 1,900,000 | 2,553,000 |
| Interest expense | 74,000 | 149,000 | 223,000 | 298,000 |
| Net interest income | 534,000 | 1,095,000 | 1,677,000 | 2,255,000 |
| Noninterest income | 49,000 | 7,000 | 99,000 | 192,000 |
| Noninterest expense | 363,000 | 733,000 | 1,074,000 | 1,439,000 |
| Provision for loan losses | 50,000 | 130,000 | 255,000 | 320,000 |
| Pretax income | 171,000 | 238,000 | 443,000 | 692,000 |
| Income tax | 65,000 | 65,000 | 122,000 | 199,000 |
| Net income | 106,000 | 173,000 | 321,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,700,000 | 4,758,000 | 4,907,000 | 5,067,000 |
| Total capital | 5,103,000 | 5,175,000 | 5,323,000 | 5,517,000 |
| Risk-weighted assets | 31,261,000 | 32,746,000 | 32,601,000 | 35,885,000 |