Call reports 2012
BANK OF EVERGREEN — 2012
What BANK OF EVERGREEN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,659,000 | 51,200,000 | 51,946,000 | 53,017,000 |
| Total loans | 33,353,000 | 33,606,000 | 32,974,000 | 33,453,000 |
| Allowance for loan losses | 557,000 | 651,000 | 651,000 | 713,000 |
| Securities available for sale | 13,900,000 | 13,928,000 | 13,444,000 | 14,362,000 |
| Securities held to maturity | 35,000 | 108,000 | 109,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,024,000 | 46,336,000 | 46,815,000 | 47,821,000 |
| Interest-bearing deposits | 37,558,000 | 37,454,000 | 37,717,000 | 36,968,000 |
| Noninterest-bearing deposits | 10,466,000 | 8,882,000 | 9,098,000 | 10,853,000 |
| Equity capital | 4,400,000 | 4,551,000 | 4,720,000 | 4,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,300,000 | 1,944,000 | 2,591,000 |
| Interest expense | 107,000 | 204,000 | 294,000 | 365,000 |
| Net interest income | 537,000 | 1,096,000 | 1,650,000 | 2,226,000 |
| Noninterest income | 104,000 | 186,000 | 285,000 | 377,000 |
| Noninterest expense | 367,000 | 763,000 | 1,128,000 | 1,499,000 |
| Provision for loan losses | 135,000 | 225,000 | 305,000 | 365,000 |
| Pretax income | 142,000 | 297,000 | 505,000 | 743,000 |
| Income tax | 42,000 | 81,000 | 141,000 | 221,000 |
| Net income | 100,000 | 216,000 | 364,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,193,000 | 4,308,000 | 4,456,000 | 4,595,000 |
| Total capital | 4,600,000 | 4,722,000 | 4,868,000 | 5,013,000 |
| Risk-weighted assets | 31,652,000 | 32,095,000 | 32,025,000 | 32,539,000 |