Call reports 2011
BANK OF EVERGREEN — 2011
What BANK OF EVERGREEN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,231,000 | 49,478,000 | 50,647,000 | 52,265,000 |
| Total loans | 36,409,000 | 35,608,000 | 34,653,000 | 34,424,000 |
| Allowance for loan losses | 562,000 | 510,000 | 573,000 | 585,000 |
| Securities available for sale | 9,822,000 | 9,924,000 | 10,012,000 | 12,722,000 |
| Securities held to maturity | 65,000 | 65,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,178,000 | 45,176,000 | 46,154,000 | 47,649,000 |
| Interest-bearing deposits | 37,112,000 | 36,303,000 | 36,357,000 | 37,122,000 |
| Noninterest-bearing deposits | 8,066,000 | 8,873,000 | 9,797,000 | 10,527,000 |
| Equity capital | 3,878,000 | 4,037,000 | 4,154,000 | 4,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,286,000 | 1,956,000 | 2,633,000 |
| Interest expense | 150,000 | 287,000 | 426,000 | 551,000 |
| Net interest income | 473,000 | 999,000 | 1,530,000 | 2,082,000 |
| Noninterest income | 114,000 | 211,000 | 310,000 | 412,000 |
| Noninterest expense | 401,000 | 771,000 | 1,120,000 | 1,466,000 |
| Provision for loan losses | 90,000 | 210,000 | 320,000 | 410,000 |
| Pretax income | 96,000 | 229,000 | 400,000 | 625,000 |
| Income tax | 31,000 | 58,000 | 137,000 | 219,000 |
| Net income | 65,000 | 171,000 | 263,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,750,000 | 3,856,000 | 3,949,000 | 4,093,000 |
| Total capital | 4,193,000 | 4,226,000 | 4,374,000 | 4,515,000 |
| Risk-weighted assets | 34,527,000 | 33,673,000 | 33,070,000 | 32,806,000 |