Call reports 2010
BANK OF EVERGREEN — 2010
What BANK OF EVERGREEN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,723,000 | 51,140,000 | 47,825,000 | 47,921,000 |
| Total loans | 35,083,000 | 34,294,000 | 35,218,000 | 34,560,000 |
| Allowance for loan losses | 333,000 | 399,000 | 436,000 | 500,000 |
| Securities available for sale | 11,099,000 | 11,187,000 | 8,677,000 | 9,714,000 |
| Securities held to maturity | 200,000 | 165,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,536,000 | 45,697,000 | 43,706,000 | 43,878,000 |
| Interest-bearing deposits | 36,943,000 | 36,802,000 | 35,446,000 | 35,767,000 |
| Noninterest-bearing deposits | 9,593,000 | 8,895,000 | 8,260,000 | 8,111,000 |
| Equity capital | 3,525,000 | 3,696,000 | 3,812,000 | 3,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,371,000 | 2,067,000 | 2,744,000 |
| Interest expense | 220,000 | 442,000 | 707,000 | 868,000 |
| Net interest income | 464,000 | 929,000 | 1,360,000 | 1,876,000 |
| Noninterest income | 108,000 | 212,000 | 331,000 | 434,000 |
| Noninterest expense | 371,000 | 743,000 | 1,155,000 | 1,508,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 388,000 |
| Pretax income | 106,000 | 231,000 | 347,000 | 475,000 |
| Income tax | 24,000 | 15,000 | 45,000 | 107,000 |
| Net income | 82,000 | 216,000 | 302,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,398,000 | 3,534,000 | 3,620,000 | 3,686,000 |
| Total capital | 3,731,000 | 3,933,000 | 4,054,000 | 4,111,000 |
| Risk-weighted assets | 34,960,000 | 34,017,000 | 34,128,000 | 33,194,000 |