Call reports 2009
BANK OF EVERGREEN — 2009
What BANK OF EVERGREEN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,834,000 | 49,582,000 | 51,271,000 | 49,500,000 |
| Total loans | 32,385,000 | 33,474,000 | 34,913,000 | 34,685,000 |
| Allowance for loan losses | 257,000 | 248,000 | 230,000 | 500,000 |
| Securities available for sale | 8,646,000 | 11,684,000 | 10,868,000 | 11,058,000 |
| Securities held to maturity | 300,000 | 300,000 | 250,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,398,000 | 44,221,000 | 45,640,000 | 44,352,000 |
| Interest-bearing deposits | 37,642,000 | 35,447,000 | 36,608,000 | 34,943,000 |
| Noninterest-bearing deposits | 8,756,000 | 8,774,000 | 9,032,000 | 9,408,000 |
| Equity capital | 3,554,000 | 3,410,000 | 3,627,000 | 3,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,365,000 | 2,069,000 | 2,782,000 |
| Interest expense | 338,000 | 662,000 | 966,000 | 1,235,000 |
| Net interest income | 338,000 | 703,000 | 1,103,000 | 1,547,000 |
| Noninterest income | 141,000 | 303,000 | 461,000 | 566,000 |
| Noninterest expense | 321,000 | 668,000 | 1,042,000 | 1,447,000 |
| Provision for loan losses | 100,000 | 160,000 | 240,000 | 692,000 |
| Pretax income | 99,000 | 63,000 | 200,000 | -106,000 |
| Income tax | 38,000 | 49,000 | 73,000 | -17,000 |
| Net income | 61,000 | 14,000 | 127,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,488,000 | 3,431,000 | 3,544,000 | 3,318,000 |
| Total capital | 3,745,000 | 3,678,000 | 3,774,000 | 3,751,000 |
| Risk-weighted assets | 32,375,000 | 33,214,000 | 34,496,000 | 33,973,000 |