Call reports 2008
BANK OF EVERGREEN — 2008
What BANK OF EVERGREEN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,989,000 | 44,790,000 | 46,418,000 | 49,347,000 |
| Total loans | 29,238,000 | 29,983,000 | 31,266,000 | 32,203,000 |
| Allowance for loan losses | 267,000 | 299,000 | 321,000 | 315,000 |
| Securities available for sale | 7,081,000 | 7,442,000 | 7,473,000 | 8,498,000 |
| Securities held to maturity | 265,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,847,000 | 39,630,000 | 41,051,000 | 43,886,000 |
| Interest-bearing deposits | 31,524,000 | 32,050,000 | 32,223,000 | 35,802,000 |
| Noninterest-bearing deposits | 7,323,000 | 7,580,000 | 8,828,000 | 8,084,000 |
| Equity capital | 3,235,000 | 3,176,000 | 3,290,000 | 3,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,378,000 | 2,061,000 | 2,761,000 |
| Interest expense | 330,000 | 664,000 | 977,000 | 1,284,000 |
| Net interest income | 372,000 | 714,000 | 1,084,000 | 1,477,000 |
| Noninterest income | 105,000 | 222,000 | 355,000 | 475,000 |
| Noninterest expense | 335,000 | 658,000 | 969,000 | 1,316,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 115,000 |
| Pretax income | 122,000 | 230,000 | 407,000 | 534,000 |
| Income tax | 46,000 | 89,000 | 163,000 | 183,000 |
| Net income | 76,000 | 141,000 | 244,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,173,000 | 3,237,000 | 3,330,000 | 3,427,000 |
| Total capital | 3,440,000 | 3,536,000 | 3,651,000 | 3,742,000 |
| Risk-weighted assets | 28,283,000 | 29,287,000 | 30,295,000 | 31,301,000 |