Call reports 2007
BANK OF EVERGREEN — 2007
What BANK OF EVERGREEN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,700,000 | 39,716,000 | 40,529,000 | 41,344,000 |
| Total loans | 27,114,000 | 26,981,000 | 27,421,000 | 28,832,000 |
| Allowance for loan losses | 330,000 | 364,000 | 432,000 | 276,000 |
| Securities available for sale | 7,873,000 | 8,146,000 | 7,795,000 | 7,523,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,779,000 | 34,879,000 | 35,605,000 | 36,431,000 |
| Interest-bearing deposits | 27,669,000 | 27,935,000 | 28,871,000 | 29,087,000 |
| Noninterest-bearing deposits | 7,111,000 | 6,944,000 | 6,733,000 | 7,344,000 |
| Equity capital | 2,873,000 | 2,900,000 | 2,966,000 | 3,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,278,000 | 1,944,000 | 2,620,000 |
| Interest expense | 304,000 | 604,000 | 919,000 | 1,254,000 |
| Net interest income | 331,000 | 674,000 | 1,025,000 | 1,366,000 |
| Noninterest income | 98,000 | 192,000 | 288,000 | 395,000 |
| Noninterest expense | 289,000 | 605,000 | 915,000 | 1,237,000 |
| Provision for loan losses | 25,000 | 65,000 | 130,000 | 145,000 |
| Pretax income | 115,000 | 196,000 | 268,000 | 380,000 |
| Income tax | 42,000 | 74,000 | 116,000 | 113,000 |
| Net income | 73,000 | 122,000 | 152,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,922,000 | 2,962,000 | 2,991,000 | 3,097,000 |
| Total capital | 3,252,000 | 3,298,000 | 3,334,000 | 3,373,000 |
| Risk-weighted assets | 26,407,000 | 26,099,000 | 26,606,000 | 27,732,000 |