Call reports 2006
BANK OF EVERGREEN — 2006
What BANK OF EVERGREEN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,607,000 | 38,734,000 | 39,656,000 | 40,902,000 |
| Total loans | 25,707,000 | 28,106,000 | 27,603,000 | 26,503,000 |
| Allowance for loan losses | 412,000 | 410,000 | 403,000 | 411,000 |
| Securities available for sale | 7,238,000 | 7,199,000 | 7,260,000 | 7,851,000 |
| Securities held to maturity | 345,000 | 299,000 | 299,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,788,000 | 34,283,000 | 35,010,000 | 36,157,000 |
| Interest-bearing deposits | 26,657,000 | 27,041,000 | 28,506,000 | 28,397,000 |
| Noninterest-bearing deposits | 7,130,000 | 7,242,000 | 6,504,000 | 7,760,000 |
| Equity capital | 2,498,000 | 2,544,000 | 2,651,000 | 2,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,117,000 | 1,741,000 | 2,399,000 |
| Interest expense | 210,000 | 449,000 | 727,000 | 1,042,000 |
| Net interest income | 325,000 | 668,000 | 1,014,000 | 1,357,000 |
| Noninterest income | 93,000 | 171,000 | 253,000 | 339,000 |
| Noninterest expense | 258,000 | 572,000 | 853,000 | 1,142,000 |
| Provision for loan losses | 31,000 | 47,000 | 63,000 | 79,000 |
| Pretax income | 126,000 | 221,000 | 349,000 | 473,000 |
| Income tax | 50,000 | 90,000 | 154,000 | 156,000 |
| Net income | 76,000 | 131,000 | 195,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,607,000 | 2,673,000 | 2,737,000 | 2,849,000 |
| Total capital | 2,904,000 | 3,010,000 | 3,050,000 | 3,162,000 |
| Risk-weighted assets | 24,875,000 | 26,861,000 | 26,246,000 | 26,065,000 |