Call reports 2005
BANK OF EVERGREEN — 2005
What BANK OF EVERGREEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,981,000 | 32,814,000 | 33,141,000 | 34,386,000 |
| Total loans | 20,769,000 | 20,940,000 | 22,686,000 | 24,263,000 |
| Allowance for loan losses | 364,000 | 357,000 | 362,000 | 387,000 |
| Securities available for sale | 7,677,000 | 7,697,000 | 7,668,000 | 7,368,000 |
| Securities held to maturity | 371,000 | 345,000 | 345,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,601,000 | 30,304,000 | 30,463,000 | 30,642,000 |
| Interest-bearing deposits | 24,468,000 | 23,683,000 | 23,720,000 | 23,602,000 |
| Noninterest-bearing deposits | 7,133,000 | 6,621,000 | 6,743,000 | 7,040,000 |
| Equity capital | 2,173,000 | 2,269,000 | 2,372,000 | 2,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 911,000 | 1,387,000 | 1,886,000 |
| Interest expense | 143,000 | 289,000 | 441,000 | 611,000 |
| Net interest income | 306,000 | 622,000 | 946,000 | 1,275,000 |
| Noninterest income | 80,000 | 160,000 | 242,000 | 328,000 |
| Noninterest expense | 251,000 | 510,000 | 739,000 | 1,000,000 |
| Provision for loan losses | 10,000 | 10,000 | 15,000 | 40,000 |
| Pretax income | 125,000 | 262,000 | 433,000 | 563,000 |
| Income tax | 50,000 | 102,000 | 160,000 | 208,000 |
| Net income | 75,000 | 160,000 | 273,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,271,000 | 2,346,000 | 2,459,000 | 2,531,000 |
| Total capital | 2,528,000 | 2,603,000 | 2,734,000 | 2,823,000 |
| Risk-weighted assets | 20,614,000 | 20,467,000 | 21,903,000 | 23,300,000 |