Call reports 2004
BANK OF EVERGREEN — 2004
What BANK OF EVERGREEN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,105,000 | 39,525,000 | 33,584,000 | 34,647,000 |
| Total loans | 17,785,000 | 18,431,000 | 19,442,000 | 19,619,000 |
| Allowance for loan losses | 281,000 | 324,000 | 356,000 | 354,000 |
| Securities available for sale | 7,848,000 | 7,599,000 | 7,701,000 | 7,646,000 |
| Securities held to maturity | 472,000 | 471,000 | 475,000 | 471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,803,000 | 37,329,000 | 31,246,000 | 32,344,000 |
| Interest-bearing deposits | 21,270,000 | 31,638,000 | 25,403,000 | 25,597,000 |
| Noninterest-bearing deposits | 5,532,000 | 5,690,000 | 5,843,000 | 6,747,000 |
| Equity capital | 2,122,000 | 2,007,000 | 2,127,000 | 2,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 824,000 | 1,252,000 | 1,701,000 |
| Interest expense | 133,000 | 265,000 | 406,000 | 550,000 |
| Net interest income | 271,000 | 559,000 | 846,000 | 1,151,000 |
| Noninterest income | 108,000 | 201,000 | 274,000 | 349,000 |
| Noninterest expense | 233,000 | 486,000 | 736,000 | 1,007,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 192,000 |
| Pretax income | 101,000 | 176,000 | 251,000 | 303,000 |
| Income tax | 39,000 | 69,000 | 100,000 | 97,000 |
| Net income | 62,000 | 107,000 | 151,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,072,000 | 2,108,000 | 2,151,000 | 2,196,000 |
| Total capital | 2,292,000 | 2,363,000 | 2,395,000 | 2,446,000 |
| Risk-weighted assets | 17,552,000 | 20,395,000 | 19,457,000 | 19,920,000 |