Call reports 2003
BANK OF EVERGREEN — 2003
What BANK OF EVERGREEN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,904,000 | 26,640,000 | 28,246,000 | 28,300,000 |
| Total loans | 16,787,000 | 16,502,000 | 16,970,000 | 17,061,000 |
| Allowance for loan losses | 285,000 | 328,000 | 323,000 | 242,000 |
| Securities available for sale | 4,501,000 | 4,691,000 | 6,114,000 | 7,796,000 |
| Securities held to maturity | 785,000 | 784,000 | 501,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,771,000 | 24,505,000 | 26,053,000 | 26,114,000 |
| Interest-bearing deposits | 19,256,000 | 19,700,000 | 20,703,000 | 20,924,000 |
| Noninterest-bearing deposits | 4,515,000 | 4,805,000 | 5,350,000 | 5,190,000 |
| Equity capital | 1,929,000 | 1,971,000 | 1,992,000 | 2,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 775,000 | 1,172,000 | 1,572,000 |
| Interest expense | 147,000 | 292,000 | 431,000 | 563,000 |
| Net interest income | 244,000 | 483,000 | 741,000 | 1,009,000 |
| Noninterest income | 65,000 | 132,000 | 223,000 | 323,000 |
| Noninterest expense | 219,000 | 435,000 | 658,000 | 896,000 |
| Provision for loan losses | 25,000 | 48,000 | 73,000 | 123,000 |
| Pretax income | 72,000 | 135,000 | 236,000 | 317,000 |
| Income tax | 18,000 | 45,000 | 78,000 | 93,000 |
| Net income | 54,000 | 90,000 | 158,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,879,000 | 1,915,000 | 1,981,000 | 2,037,000 |
| Total capital | 2,081,000 | 2,114,000 | 2,189,000 | 2,248,000 |
| Risk-weighted assets | 16,191,000 | 15,784,000 | 16,521,000 | 16,917,000 |