Call reports 2002
BANK OF EVERGREEN — 2002
What BANK OF EVERGREEN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,901,000 | 25,290,000 | 25,741,000 | 25,514,000 |
| Total loans | 15,181,000 | 15,820,000 | 17,020,000 | 16,999,000 |
| Allowance for loan losses | 248,000 | 258,000 | 289,000 | 313,000 |
| Securities available for sale | 6,374,000 | 6,776,000 | 5,979,000 | 5,119,000 |
| Securities held to maturity | 501,000 | 501,000 | 501,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,989,000 | 23,252,000 | 23,533,000 | 23,369,000 |
| Interest-bearing deposits | 19,087,000 | 18,801,000 | 18,990,000 | 18,876,000 |
| Noninterest-bearing deposits | 4,901,000 | 4,451,000 | 4,543,000 | 4,493,000 |
| Equity capital | 1,583,000 | 1,696,000 | 1,845,000 | 1,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 801,000 | 1,221,000 | 1,639,000 |
| Interest expense | 188,000 | 355,000 | 516,000 | 670,000 |
| Net interest income | 206,000 | 446,000 | 705,000 | 969,000 |
| Noninterest income | 78,000 | 130,000 | 239,000 | 265,000 |
| Noninterest expense | 260,000 | 469,000 | 681,000 | 887,000 |
| Provision for loan losses | 15,000 | 30,000 | 61,000 | 86,000 |
| Pretax income | 9,000 | 76,000 | 206,000 | 257,000 |
| Income tax | 21,000 | 53,000 | 54,000 | 34,000 |
| Net income | -12,000 | 23,000 | 152,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,599,000 | 1,633,000 | 1,763,000 | 1,824,000 |
| Total capital | 1,792,000 | 1,828,000 | 1,971,000 | 2,028,000 |
| Risk-weighted assets | 15,388,000 | 15,548,000 | 16,560,000 | 16,220,000 |