Call reports 2023
BANK OF KIRKSVILLE — 2023
What BANK OF KIRKSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 462,349,000 | 438,352,000 | 405,681,000 | 407,398,000 |
| Total loans | 126,718,000 | 123,627,000 | 122,368,000 | 122,708,000 |
| Allowance for loan losses | 1,895,000 | 1,898,000 | 1,897,000 | 1,912,000 |
| Securities available for sale | 202,810,000 | 194,623,000 | 190,097,000 | 173,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,683,000 | 378,497,000 | 344,143,000 | 343,047,000 |
| Interest-bearing deposits | 290,819,000 | 272,402,000 | 242,796,000 | 242,599,000 |
| Noninterest-bearing deposits | 111,864,000 | 106,095,000 | 101,347,000 | 100,448,000 |
| Equity capital | 49,095,000 | 51,051,000 | 51,414,000 | 55,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,498,000 | 7,839,000 | 11,652,000 | 15,476,000 |
| Interest expense | 678,000 | 1,497,000 | 2,493,000 | 3,483,000 |
| Net interest income | 2,820,000 | 6,342,000 | 9,159,000 | 11,993,000 |
| Noninterest income | 329,000 | 667,000 | 987,000 | 1,306,000 |
| Noninterest expense | 1,552,000 | 3,184,000 | 5,412,000 | 7,397,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,597,000 | 3,825,000 | 4,734,000 | 5,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,597,000 | 3,825,000 | 4,734,000 | 5,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,136,000 | 60,214,000 | 59,973,000 | 61,141,000 |
| Total capital | 59,781,000 | 61,805,000 | 61,521,000 | 62,720,000 |
| Risk-weighted assets | 131,374,000 | 127,004,000 | 123,485,000 | 125,976,000 |