Call reports 2022
BANK OF KIRKSVILLE — 2022
What BANK OF KIRKSVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 481,247,000 | 472,820,000 | 463,438,000 | 468,428,000 |
| Total loans | 128,830,000 | 130,198,000 | 131,219,000 | 132,107,000 |
| Allowance for loan losses | 2,090,000 | 2,084,000 | 2,081,000 | 1,883,000 |
| Securities available for sale | 258,650,000 | 241,000,000 | 229,969,000 | 199,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,965,000 | 418,544,000 | 408,753,000 | 412,759,000 |
| Interest-bearing deposits | 313,573,000 | 308,448,000 | 295,954,000 | 300,908,000 |
| Noninterest-bearing deposits | 109,392,000 | 110,096,000 | 112,799,000 | 111,851,000 |
| Equity capital | 47,768,000 | 44,622,000 | 44,030,000 | 44,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,816,000 | 6,200,000 | 8,994,000 |
| Interest expense | 204,000 | 422,000 | 707,000 | 1,125,000 |
| Net interest income | 1,549,000 | 3,394,000 | 5,493,000 | 7,869,000 |
| Noninterest income | 322,000 | 670,000 | 1,009,000 | 1,285,000 |
| Noninterest expense | 1,652,000 | 3,348,000 | 5,022,000 | 6,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 716,000 | 1,480,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 716,000 | 1,480,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,600,000 | 57,097,000 | 57,861,000 | 56,539,000 |
| Total capital | 58,336,000 | 58,853,000 | 59,578,000 | 58,363,000 |
| Risk-weighted assets | 138,564,000 | 140,088,000 | 136,976,000 | 145,889,000 |