Call reports 2021
BANK OF KIRKSVILLE — 2021
What BANK OF KIRKSVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 463,355,000 | 463,979,000 | 454,399,000 | 490,916,000 |
| Total loans | 137,816,000 | 137,349,000 | 131,538,000 | 133,116,000 |
| Allowance for loan losses | 2,500,000 | 2,514,000 | 2,073,000 | 2,092,000 |
| Securities available for sale | 221,072,000 | 212,558,000 | 192,333,000 | 218,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,173,000 | 399,811,000 | 388,135,000 | 426,742,000 |
| Interest-bearing deposits | 287,081,000 | 292,341,000 | 283,416,000 | 306,594,000 |
| Noninterest-bearing deposits | 112,092,000 | 107,470,000 | 104,719,000 | 120,148,000 |
| Equity capital | 54,951,000 | 55,220,000 | 56,419,000 | 54,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 4,872,000 | 6,697,000 | 8,465,000 |
| Interest expense | 303,000 | 508,000 | 709,000 | 942,000 |
| Net interest income | 2,200,000 | 4,364,000 | 5,988,000 | 7,523,000 |
| Noninterest income | 337,000 | 676,000 | 1,891,000 | 2,696,000 |
| Noninterest expense | 1,667,000 | 3,395,000 | 5,093,000 | 6,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 870,000 | 1,645,000 | 2,786,000 | 3,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 870,000 | 1,645,000 | 2,786,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,021,000 | 55,496,000 | 56,337,000 | 56,406,000 |
| Total capital | 56,875,000 | 57,290,000 | 58,083,000 | 58,209,000 |
| Risk-weighted assets | 147,684,000 | 142,769,000 | 139,389,000 | 143,938,000 |