Call reports 2020
BANK OF KIRKSVILLE — 2020
What BANK OF KIRKSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 431,610,000 | 454,216,000 | 436,427,000 | 454,250,000 |
| Total loans | 139,904,000 | 143,177,000 | 141,235,000 | 138,842,000 |
| Allowance for loan losses | 2,549,000 | 2,512,000 | 2,502,000 | 2,500,000 |
| Securities available for sale | 172,930,000 | 163,091,000 | 167,625,000 | 168,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,654,000 | 387,368,000 | 368,758,000 | 389,253,000 |
| Interest-bearing deposits | 298,477,000 | 305,475,000 | 286,529,000 | 304,275,000 |
| Noninterest-bearing deposits | 70,177,000 | 81,893,000 | 82,229,000 | 84,978,000 |
| Equity capital | 55,083,000 | 55,918,000 | 55,914,000 | 55,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,076,000 | 5,947,000 | 8,309,000 | 10,475,000 |
| Interest expense | 849,000 | 1,533,000 | 2,093,000 | 2,570,000 |
| Net interest income | 2,227,000 | 4,414,000 | 6,216,000 | 7,905,000 |
| Noninterest income | 314,000 | 614,000 | 932,000 | 1,321,000 |
| Noninterest expense | 1,594,000 | 3,189,000 | 4,883,000 | 6,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 947,000 | 1,839,000 | 2,265,000 | 2,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 947,000 | 1,839,000 | 2,265,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,868,000 | 53,760,000 | 54,185,000 | 54,551,000 |
| Total capital | 54,525,000 | 55,488,000 | 55,973,000 | 56,383,000 |
| Risk-weighted assets | 131,682,000 | 137,511,000 | 142,360,000 | 146,032,000 |