Call reports 2019
BANK OF KIRKSVILLE — 2019
What BANK OF KIRKSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 448,692,000 | 439,631,000 | 430,742,000 | 439,532,000 |
| Total loans | 156,900,000 | 154,467,000 | 150,491,000 | 145,546,000 |
| Allowance for loan losses | 2,626,000 | 2,626,000 | 2,675,000 | 2,763,000 |
| Securities available for sale | 164,356,000 | 141,489,000 | 162,861,000 | 138,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,608,000 | 378,693,000 | 369,616,000 | 377,823,000 |
| Interest-bearing deposits | 325,235,000 | 314,203,000 | 300,626,000 | 306,689,000 |
| Noninterest-bearing deposits | 62,373,000 | 64,490,000 | 68,990,000 | 71,134,000 |
| Equity capital | 50,175,000 | 51,910,000 | 52,860,000 | 52,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,606,000 | 7,201,000 | 10,750,000 | 13,774,000 |
| Interest expense | 953,000 | 1,922,000 | 2,912,000 | 3,857,000 |
| Net interest income | 2,653,000 | 5,279,000 | 7,838,000 | 9,917,000 |
| Noninterest income | 292,000 | 693,000 | 1,006,000 | 1,312,000 |
| Noninterest expense | 1,438,000 | 2,983,000 | 4,276,000 | 6,029,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 150,000 |
| Pretax income | 1,507,000 | 2,989,000 | 4,518,000 | 5,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,507,000 | 2,989,000 | 4,518,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,928,000 | 50,960,000 | 52,039,000 | 51,921,000 |
| Total capital | 51,755,000 | 52,809,000 | 53,793,000 | 53,709,000 |
| Risk-weighted assets | 145,374,000 | 147,094,000 | 139,374,000 | 142,084,000 |