Call reports 2018
BANK OF KIRKSVILLE — 2018
What BANK OF KIRKSVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 479,422,000 | 464,655,000 | 452,925,000 | 459,470,000 |
| Total loans | 172,070,000 | 169,908,000 | 167,325,000 | 164,005,000 |
| Allowance for loan losses | 1,983,000 | 2,178,000 | 2,576,000 | 2,626,000 |
| Securities available for sale | 158,882,000 | 151,870,000 | 151,805,000 | 166,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,911,000 | 383,005,000 | 384,418,000 | 391,611,000 |
| Interest-bearing deposits | 329,774,000 | 317,920,000 | 321,625,000 | 327,612,000 |
| Noninterest-bearing deposits | 65,137,000 | 65,085,000 | 62,793,000 | 63,999,000 |
| Equity capital | 46,036,000 | 46,933,000 | 47,420,000 | 49,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,246,000 | 6,586,000 | 10,014,000 | 13,564,000 |
| Interest expense | 704,000 | 1,428,000 | 2,215,000 | 3,083,000 |
| Net interest income | 2,542,000 | 5,158,000 | 7,799,000 | 10,481,000 |
| Noninterest income | 304,000 | 603,000 | 912,000 | 1,232,000 |
| Noninterest expense | 1,367,000 | 2,720,000 | 4,094,000 | 5,548,000 |
| Provision for loan losses | 0 | 100,000 | 500,000 | 550,000 |
| Pretax income | 1,479,000 | 2,941,000 | 4,117,000 | 5,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,479,000 | 2,941,000 | 4,117,000 | 5,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,725,000 | 47,567,000 | 48,123,000 | 49,621,000 |
| Total capital | 48,708,000 | 49,745,000 | 50,043,000 | 51,515,000 |
| Risk-weighted assets | 175,964,000 | 176,355,000 | 152,915,000 | 150,810,000 |