Call reports 2017
BANK OF KIRKSVILLE — 2017
What BANK OF KIRKSVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 471,060,000 | 469,159,000 | 462,935,000 | 476,938,000 |
| Total loans | 180,015,000 | 178,566,000 | 178,265,000 | 175,015,000 |
| Allowance for loan losses | 1,773,000 | 1,841,000 | 1,873,000 | 1,987,000 |
| Securities available for sale | 171,807,000 | 163,780,000 | 156,866,000 | 160,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,971,000 | 378,840,000 | 380,287,000 | 393,773,000 |
| Interest-bearing deposits | 317,924,000 | 319,586,000 | 318,695,000 | 329,707,000 |
| Noninterest-bearing deposits | 62,047,000 | 59,254,000 | 61,592,000 | 64,066,000 |
| Equity capital | 44,442,000 | 45,163,000 | 45,940,000 | 46,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 5,993,000 | 9,115,000 | 12,295,000 |
| Interest expense | 503,000 | 1,071,000 | 1,699,000 | 2,384,000 |
| Net interest income | 2,457,000 | 4,922,000 | 7,416,000 | 9,911,000 |
| Noninterest income | 292,000 | 592,000 | 898,000 | 1,194,000 |
| Noninterest expense | 1,398,000 | 2,790,000 | 4,164,000 | 5,569,000 |
| Provision for loan losses | 100,000 | 175,000 | 200,000 | 275,000 |
| Pretax income | 1,251,000 | 2,549,000 | 3,950,000 | 5,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,251,000 | 2,549,000 | 3,950,000 | 5,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,886,000 | 44,634,000 | 45,435,000 | 46,746,000 |
| Total capital | 45,659,000 | 46,475,000 | 47,308,000 | 48,733,000 |
| Risk-weighted assets | 178,714,000 | 177,567,000 | 180,398,000 | 176,707,000 |