Call reports 2016
BANK OF KIRKSVILLE — 2016
What BANK OF KIRKSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 453,754,000 | 443,111,000 | 435,670,000 | 455,034,000 |
| Total loans | 200,079,000 | 197,367,000 | 191,259,000 | 188,374,000 |
| Allowance for loan losses | 1,860,000 | 1,844,000 | 1,645,000 | 1,674,000 |
| Securities available for sale | 216,205,000 | 210,949,000 | 199,805,000 | 171,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,315,000 | 345,197,000 | 338,778,000 | 358,756,000 |
| Interest-bearing deposits | 299,355,000 | 290,931,000 | 284,245,000 | 297,528,000 |
| Noninterest-bearing deposits | 52,960,000 | 54,266,000 | 54,533,000 | 61,228,000 |
| Equity capital | 44,775,000 | 45,499,000 | 46,151,000 | 45,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,080,000 | 6,148,000 | 9,196,000 | 12,128,000 |
| Interest expense | 490,000 | 959,000 | 1,396,000 | 1,858,000 |
| Net interest income | 2,590,000 | 5,189,000 | 7,800,000 | 10,270,000 |
| Noninterest income | 387,000 | 720,000 | 895,000 | 1,203,000 |
| Noninterest expense | 1,456,000 | 2,883,000 | 4,276,000 | 5,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,521,000 | 3,026,000 | 4,426,000 | 5,914,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,521,000 | 3,026,000 | 4,426,000 | 5,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,942,000 | 42,947,000 | 43,847,000 | 45,335,000 |
| Total capital | 44,802,000 | 44,791,000 | 45,492,000 | 47,009,000 |
| Risk-weighted assets | 182,881,000 | 181,263,000 | 177,348,000 | 181,309,000 |