Call reports 2015
BANK OF KIRKSVILLE — 2015
What BANK OF KIRKSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 499,479,000 | 478,207,000 | 458,006,000 | 459,392,000 |
| Total loans | 208,090,000 | 201,851,000 | 201,038,000 | 200,390,000 |
| Allowance for loan losses | 3,000,000 | 2,905,000 | 2,893,000 | 1,864,000 |
| Securities available for sale | 244,918,000 | 244,919,000 | 223,732,000 | 216,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,322,000 | 377,469,000 | 356,585,000 | 353,134,000 |
| Interest-bearing deposits | 343,970,000 | 325,098,000 | 300,824,000 | 296,694,000 |
| Noninterest-bearing deposits | 60,352,000 | 52,371,000 | 55,761,000 | 56,440,000 |
| Equity capital | 54,208,000 | 45,366,000 | 46,703,000 | 47,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 6,171,000 | 9,256,000 | 12,318,000 |
| Interest expense | 685,000 | 1,321,000 | 1,897,000 | 2,400,000 |
| Net interest income | 2,403,000 | 4,850,000 | 7,359,000 | 9,918,000 |
| Noninterest income | 355,000 | 617,000 | 967,000 | 1,551,000 |
| Noninterest expense | 1,426,000 | 2,947,000 | 4,345,000 | 5,949,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 1,332,000 | 3,020,000 | 4,488,000 | 7,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,332,000 | 3,020,000 | 4,488,000 | 7,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,025,000 | 44,214,000 | 44,882,000 | 47,421,000 |
| Total capital | 55,484,000 | 46,533,000 | 47,151,000 | 49,285,000 |
| Risk-weighted assets | 196,213,000 | 184,923,000 | 180,859,000 | 180,644,000 |