Call reports 2014
BANK OF KIRKSVILLE — 2014
What BANK OF KIRKSVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 534,407,000 | 522,708,000 | 506,118,000 | 504,601,000 |
| Total loans | 210,330,000 | 211,760,000 | 212,901,000 | 211,669,000 |
| Allowance for loan losses | 3,120,000 | 3,119,000 | 3,100,000 | 3,083,000 |
| Securities available for sale | 229,371,000 | 178,201,000 | 248,005,000 | 242,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,279,000 | 433,075,000 | 410,985,000 | 409,297,000 |
| Interest-bearing deposits | 400,106,000 | 377,361,000 | 356,594,000 | 350,412,000 |
| Noninterest-bearing deposits | 57,173,000 | 55,714,000 | 54,391,000 | 58,885,000 |
| Equity capital | 45,427,000 | 48,244,000 | 48,923,000 | 51,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,173,000 | 6,290,000 | 9,467,000 | 12,668,000 |
| Interest expense | 1,061,000 | 2,032,000 | 2,920,000 | 3,724,000 |
| Net interest income | 2,112,000 | 4,258,000 | 6,547,000 | 8,944,000 |
| Noninterest income | 358,000 | 524,000 | 889,000 | 1,257,000 |
| Noninterest expense | 1,609,000 | 2,822,000 | 4,200,000 | 5,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 308,000 | 481,000 | 1,757,000 | 3,037,000 |
| Income tax | 0 | 0 | 0 | 87,000 |
| Net income | 308,000 | 481,000 | 1,757,000 | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,451,000 | 49,625,000 | 50,900,000 | 52,094,000 |
| Total capital | 52,105,000 | 52,361,000 | 53,435,000 | 54,517,000 |
| Risk-weighted assets | 211,872,000 | 218,536,000 | 202,221,000 | 193,167,000 |