Call reports 2013
BANK OF KIRKSVILLE — 2013
What BANK OF KIRKSVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 536,287,000 | 531,519,000 | 518,197,000 | 533,165,000 |
| Total loans | 201,236,000 | 209,335,000 | 210,216,000 | 213,381,000 |
| Allowance for loan losses | 3,199,000 | 3,163,000 | 3,126,000 | 3,121,000 |
| Securities available for sale | 234,947,000 | 280,390,000 | 263,739,000 | 220,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,839,000 | 448,680,000 | 437,871,000 | 450,985,000 |
| Interest-bearing deposits | 398,082,000 | 390,266,000 | 383,448,000 | 392,686,000 |
| Noninterest-bearing deposits | 57,757,000 | 58,414,000 | 54,423,000 | 58,299,000 |
| Equity capital | 47,854,000 | 49,458,000 | 45,370,000 | 44,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,322,000 | 9,776,000 | 13,034,000 |
| Interest expense | 1,081,000 | 2,128,000 | 3,163,000 | 4,210,000 |
| Net interest income | 2,143,000 | 4,194,000 | 6,613,000 | 8,824,000 |
| Noninterest income | 497,000 | 881,000 | 1,161,000 | 1,776,000 |
| Noninterest expense | 1,450,000 | 2,906,000 | 4,571,000 | 6,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,662,000 | 3,121,000 | 4,252,000 | 4,982,000 |
| Income tax | 0 | 0 | 0 | 291,000 |
| Net income | 1,662,000 | 3,121,000 | 4,252,000 | 4,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,014,000 | 48,973,000 | 49,804,000 | 49,143,000 |
| Total capital | 50,554,000 | 51,476,000 | 52,323,000 | 51,801,000 |
| Risk-weighted assets | 202,533,000 | 199,572,000 | 200,877,000 | 212,201,000 |