Call reports 2012
BANK OF KIRKSVILLE — 2012
What BANK OF KIRKSVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 522,304,000 | 512,193,000 | 507,035,000 | 537,560,000 |
| Total loans | 215,791,000 | 213,146,000 | 208,890,000 | 207,681,000 |
| Allowance for loan losses | 3,209,000 | 3,201,000 | 3,136,000 | 3,208,000 |
| Securities available for sale | 258,787,000 | 190,918,000 | 186,373,000 | 201,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,783,000 | 432,722,000 | 424,686,000 | 446,545,000 |
| Interest-bearing deposits | 393,455,000 | 383,211,000 | 376,919,000 | 391,043,000 |
| Noninterest-bearing deposits | 49,328,000 | 49,511,000 | 47,767,000 | 55,502,000 |
| Equity capital | 43,554,000 | 47,732,000 | 47,312,000 | 47,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,420,000 | 6,781,000 | 9,973,000 | 13,156,000 |
| Interest expense | 1,380,000 | 2,704,000 | 3,860,000 | 4,945,000 |
| Net interest income | 2,040,000 | 4,077,000 | 6,113,000 | 8,211,000 |
| Noninterest income | 399,000 | 934,000 | 1,202,000 | 1,834,000 |
| Noninterest expense | 1,729,000 | 3,159,000 | 4,586,000 | 6,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,550,000 | 4,534,000 | 6,033,000 | 7,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,550,000 | 4,534,000 | 6,033,000 | 7,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,238,000 | 46,471,000 | 47,071,000 | 46,852,000 |
| Total capital | 46,756,000 | 49,137,000 | 49,570,000 | 49,521,000 |
| Risk-weighted assets | 200,756,000 | 212,708,000 | 199,300,000 | 213,258,000 |