Call reports 2011
BANK OF KIRKSVILLE — 2011
What BANK OF KIRKSVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 459,864,000 | 464,118,000 | 482,877,000 | 507,754,000 |
| Total loans | 214,044,000 | 215,240,000 | 218,190,000 | 217,345,000 |
| Allowance for loan losses | 3,934,000 | 3,700,000 | 4,363,000 | 3,328,000 |
| Securities available for sale | 166,474,000 | 165,316,000 | 181,383,000 | 212,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,319,000 | 386,719,000 | 399,227,000 | 420,766,000 |
| Interest-bearing deposits | 335,712,000 | 340,993,000 | 349,953,000 | 370,605,000 |
| Noninterest-bearing deposits | 45,607,000 | 45,726,000 | 49,274,000 | 50,161,000 |
| Equity capital | 41,541,000 | 41,878,000 | 45,284,000 | 44,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,768,000 | 11,417,000 | 14,755,000 |
| Interest expense | 1,433,000 | 2,780,000 | 4,109,000 | 5,436,000 |
| Net interest income | 2,464,000 | 4,988,000 | 7,308,000 | 9,319,000 |
| Noninterest income | 392,000 | 569,000 | 888,000 | 1,254,000 |
| Noninterest expense | 1,453,000 | 3,303,000 | 4,863,000 | 6,559,000 |
| Provision for loan losses | 100,000 | 650,000 | 1,350,000 | 1,350,000 |
| Pretax income | 1,684,000 | 1,985,000 | 7,130,000 | 8,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,684,000 | 1,985,000 | 7,130,000 | 8,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,443,000 | 38,964,000 | 43,109,000 | 42,948,000 |
| Total capital | 43,991,000 | 41,550,000 | 45,723,000 | 45,570,000 |
| Risk-weighted assets | 202,491,000 | 205,437,000 | 207,343,000 | 209,084,000 |