Call reports 2010
BANK OF KIRKSVILLE — 2010
What BANK OF KIRKSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 448,463,000 | 451,354,000 | 431,864,000 | 447,725,000 |
| Total loans | 207,828,000 | 210,536,000 | 213,547,000 | 216,457,000 |
| Allowance for loan losses | 2,783,000 | 3,097,000 | 3,334,000 | 3,801,000 |
| Securities available for sale | 197,813,000 | 172,714,000 | 154,533,000 | 178,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,636,000 | 372,788,000 | 351,550,000 | 371,797,000 |
| Interest-bearing deposits | 335,326,000 | 332,378,000 | 305,961,000 | 324,682,000 |
| Noninterest-bearing deposits | 43,310,000 | 40,410,000 | 45,589,000 | 47,115,000 |
| Equity capital | 37,356,000 | 39,472,000 | 42,935,000 | 37,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,018,000 | 8,088,000 | 12,008,000 | 15,948,000 |
| Interest expense | 2,007,000 | 3,972,000 | 5,631,000 | 6,993,000 |
| Net interest income | 2,011,000 | 4,116,000 | 6,377,000 | 8,955,000 |
| Noninterest income | 397,000 | 793,000 | 1,232,000 | 1,647,000 |
| Noninterest expense | 1,541,000 | 3,053,000 | 4,549,000 | 6,242,000 |
| Provision for loan losses | 210,000 | 940,000 | 1,240,000 | 1,940,000 |
| Pretax income | 735,000 | 1,760,000 | 4,591,000 | 5,931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,760,000 | 4,591,000 | 5,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,862,000 | 36,887,000 | 39,719,000 | 39,759,000 |
| Total capital | 38,209,000 | 39,341,000 | 42,172,000 | 42,242,000 |
| Risk-weighted assets | 187,309,000 | 195,666,000 | 195,320,000 | 197,322,000 |