Call reports 2009
BANK OF KIRKSVILLE — 2009
What BANK OF KIRKSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 428,621,000 | 410,875,000 | 425,363,000 | 441,672,000 |
| Total loans | 218,148,000 | 216,325,000 | 216,643,000 | 213,394,000 |
| Allowance for loan losses | 2,805,000 | 2,604,000 | 2,247,000 | 2,581,000 |
| Securities available for sale | 167,129,000 | 170,178,000 | 163,742,000 | 184,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,062,000 | 347,971,000 | 361,246,000 | 371,002,000 |
| Interest-bearing deposits | 311,780,000 | 302,631,000 | 317,467,000 | 325,309,000 |
| Noninterest-bearing deposits | 44,282,000 | 45,340,000 | 43,779,000 | 45,693,000 |
| Equity capital | 38,120,000 | 34,190,000 | 35,903,000 | 36,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,472,000 | 8,710,000 | 12,821,000 | 16,884,000 |
| Interest expense | 2,494,000 | 4,779,000 | 6,912,000 | 8,996,000 |
| Net interest income | 1,978,000 | 3,931,000 | 5,909,000 | 7,888,000 |
| Noninterest income | 438,000 | 837,000 | 1,327,000 | 1,734,000 |
| Noninterest expense | 1,515,000 | 3,236,000 | 4,670,000 | 6,193,000 |
| Provision for loan losses | 0 | 120,000 | 180,000 | 540,000 |
| Pretax income | 1,462,000 | 2,142,000 | 3,116,000 | 3,619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,462,000 | 2,142,000 | 3,116,000 | 3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,979,000 | 33,975,000 | 34,699,000 | 35,202,000 |
| Total capital | 38,386,000 | 36,363,000 | 36,946,000 | 37,647,000 |
| Risk-weighted assets | 192,226,000 | 190,784,000 | 195,066,000 | 195,433,000 |