Call reports 2007
BANK OF KIRKSVILLE — 2007
What BANK OF KIRKSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 404,659,000 | 409,922,000 | 420,292,000 | 409,468,000 |
| Total loans | 229,931,000 | 224,637,000 | 228,584,000 | 227,244,000 |
| Allowance for loan losses | 2,729,000 | 2,495,000 | 2,488,000 | 2,479,000 |
| Securities available for sale | 135,120,000 | 133,750,000 | 126,958,000 | 132,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,353,000 | 363,860,000 | 371,002,000 | 359,261,000 |
| Interest-bearing deposits | 323,572,000 | 332,049,000 | 338,187,000 | 326,053,000 |
| Noninterest-bearing deposits | 31,781,000 | 31,811,000 | 32,815,000 | 33,208,000 |
| Equity capital | 30,093,000 | 30,687,000 | 32,457,000 | 33,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,649,000 | 11,228,000 | 17,090,000 | 22,801,000 |
| Interest expense | 3,556,000 | 7,209,000 | 11,184,000 | 15,046,000 |
| Net interest income | 2,093,000 | 4,019,000 | 5,906,000 | 7,755,000 |
| Noninterest income | 307,000 | 653,000 | 943,000 | 1,278,000 |
| Noninterest expense | 1,613,000 | 3,086,000 | 4,519,000 | 6,035,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 777,000 | 1,576,000 | 2,431,000 | 3,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 777,000 | 1,576,000 | 2,431,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,894,000 | 30,693,000 | 31,548,000 | 32,216,000 |
| Total capital | 32,440,000 | 33,188,000 | 34,036,000 | 34,695,000 |
| Risk-weighted assets | 203,491,000 | 199,667,000 | 205,278,000 | 201,873,000 |