Call reports 2006
BANK OF KIRKSVILLE — 2006
What BANK OF KIRKSVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 409,232,000 | 410,914,000 | 412,550,000 | 415,259,000 |
| Total loans | 232,917,000 | 237,716,000 | 237,291,000 | 234,902,000 |
| Allowance for loan losses | 2,438,000 | 2,529,000 | 2,615,000 | 2,685,000 |
| Securities available for sale | 146,651,000 | 146,335,000 | 133,926,000 | 135,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,993,000 | 347,752,000 | 343,128,000 | 343,250,000 |
| Interest-bearing deposits | 319,196,000 | 315,921,000 | 307,572,000 | 310,888,000 |
| Noninterest-bearing deposits | 32,797,000 | 31,831,000 | 35,556,000 | 32,362,000 |
| Equity capital | 27,166,000 | 27,863,000 | 29,584,000 | 30,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,967,000 | 10,209,000 | 15,740,000 | 21,231,000 |
| Interest expense | 2,898,000 | 6,012,000 | 9,362,000 | 12,781,000 |
| Net interest income | 2,069,000 | 4,197,000 | 6,378,000 | 8,450,000 |
| Noninterest income | 333,000 | 705,000 | 945,000 | 1,282,000 |
| Noninterest expense | 1,426,000 | 2,833,000 | 4,186,000 | 5,455,000 |
| Provision for loan losses | 0 | 106,000 | 186,000 | 276,000 |
| Pretax income | 976,000 | 1,963,000 | 2,951,000 | 4,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 1,963,000 | 2,951,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,992,000 | 25,723,000 | 29,967,000 | 31,017,000 |
| Total capital | 30,430,000 | 28,252,000 | 32,582,000 | 33,620,000 |
| Risk-weighted assets | 205,471,000 | 207,694,000 | 209,683,000 | 208,158,000 |