Call reports 2005
BANK OF KIRKSVILLE — 2005
What BANK OF KIRKSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 371,730,000 | 389,886,000 | 395,653,000 | 408,734,000 |
| Total loans | 209,555,000 | 219,445,000 | 227,703,000 | 233,256,000 |
| Allowance for loan losses | 2,598,000 | 2,567,000 | 2,562,000 | 2,561,000 |
| Securities available for sale | 136,656,000 | 120,944,000 | 139,009,000 | 138,589,000 |
| Securities held to maturity | 5,514,000 | 1,510,000 | 510,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,589,000 | 331,243,000 | 340,142,000 | 350,391,000 |
| Interest-bearing deposits | 280,745,000 | 300,355,000 | 307,419,000 | 318,765,000 |
| Noninterest-bearing deposits | 30,844,000 | 30,888,000 | 32,723,000 | 31,626,000 |
| Equity capital | 25,505,000 | 26,538,000 | 27,148,000 | 27,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,005,000 | 8,290,000 | 12,861,000 | 17,630,000 |
| Interest expense | 2,010,000 | 4,088,000 | 6,590,000 | 9,300,000 |
| Net interest income | 1,995,000 | 4,202,000 | 6,271,000 | 8,330,000 |
| Noninterest income | 334,000 | 679,000 | 1,029,000 | 1,435,000 |
| Noninterest expense | 1,244,000 | 2,619,000 | 3,986,000 | 5,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,142,000 | 2,393,000 | 3,445,000 | 4,469,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,142,000 | 2,393,000 | 3,445,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,578,000 | 27,057,000 | 27,670,000 | 28,694,000 |
| Total capital | 28,863,000 | 29,533,000 | 30,198,000 | 31,255,000 |
| Risk-weighted assets | 182,513,000 | 197,963,000 | 202,195,000 | 206,843,000 |