Call reports 2004
BANK OF KIRKSVILLE — 2004
What BANK OF KIRKSVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 341,489,000 | 330,277,000 | 331,495,000 | 354,512,000 |
| Total loans | 197,065,000 | 202,209,000 | 205,697,000 | 208,059,000 |
| Allowance for loan losses | 2,592,000 | 2,592,000 | 2,589,000 | 2,587,000 |
| Securities available for sale | 77,152,000 | 78,563,000 | 82,438,000 | 113,577,000 |
| Securities held to maturity | 33,379,000 | 29,366,000 | 19,363,000 | 12,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,645,000 | 274,323,000 | 275,522,000 | 295,899,000 |
| Interest-bearing deposits | 253,245,000 | 244,180,000 | 247,392,000 | 265,000,000 |
| Noninterest-bearing deposits | 30,400,000 | 30,143,000 | 28,130,000 | 30,899,000 |
| Equity capital | 24,591,000 | 24,085,000 | 26,116,000 | 26,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,556,000 | 7,144,000 | 10,793,000 | 14,526,000 |
| Interest expense | 1,666,000 | 3,288,000 | 4,904,000 | 6,633,000 |
| Net interest income | 1,890,000 | 3,856,000 | 5,889,000 | 7,893,000 |
| Noninterest income | 360,000 | 788,000 | 1,138,000 | 1,516,000 |
| Noninterest expense | 1,053,000 | 2,195,000 | 3,351,000 | 4,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,197,000 | 2,478,000 | 3,736,000 | 4,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,197,000 | 2,478,000 | 3,736,000 | 4,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,973,000 | 24,803,000 | 26,066,000 | 26,261,000 |
| Total capital | 26,107,000 | 26,927,000 | 28,241,000 | 28,492,000 |
| Risk-weighted assets | 170,228,000 | 169,452,000 | 173,557,000 | 178,113,000 |