Call reports 2002
BANK OF KIRKSVILLE — 2002
What BANK OF KIRKSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 320,937,000 | 311,341,000 | 309,365,000 | 311,608,000 |
| Total loans | 174,503,000 | 179,316,000 | 180,710,000 | 183,308,000 |
| Allowance for loan losses | 2,506,000 | 2,506,000 | 2,501,000 | 2,498,000 |
| Securities available for sale | 87,718,000 | 94,619,000 | 77,270,000 | 74,395,000 |
| Securities held to maturity | 21,017,000 | 22,046,000 | 27,069,000 | 34,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,306,000 | 261,566,000 | 261,569,000 | 258,873,000 |
| Interest-bearing deposits | 244,799,000 | 230,732,000 | 232,949,000 | 230,997,000 |
| Noninterest-bearing deposits | 27,507,000 | 30,834,000 | 28,620,000 | 27,876,000 |
| Equity capital | 21,213,000 | 22,663,000 | 23,486,000 | 24,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,846,000 | 9,369,000 | 13,809,000 | 17,967,000 |
| Interest expense | 2,936,000 | 5,648,000 | 8,083,000 | 10,345,000 |
| Net interest income | 1,910,000 | 3,721,000 | 5,726,000 | 7,622,000 |
| Noninterest income | 396,000 | 818,000 | 1,216,000 | 1,622,000 |
| Noninterest expense | 1,154,000 | 2,386,000 | 3,571,000 | 4,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,238,000 | 2,279,000 | 3,257,000 | 3,775,000 |
| Income tax | 412,000 | 653,000 | 719,000 | 741,000 |
| Net income | 826,000 | 1,626,000 | 2,538,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,753,000 | 21,559,000 | 22,475,000 | 22,951,000 |
| Total capital | 22,728,000 | 23,545,000 | 24,459,000 | 24,929,000 |
| Risk-weighted assets | 157,434,000 | 158,370,000 | 158,165,000 | 157,715,000 |